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IRASS Publisher commits to providing open access to all its published content. Our policy ensures that research articles are freely accessible to the public without subscription fees. Authors retain copyright while allowing unrestricted distribution and reproduction in any medium, provided the original work is properly cited. By removing access barriers, IRASS aims to foster a more inclusive and collaborative scientific community.
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Latest Article
A SYSTEMATIC REVIEW OF CLIMATE CHANGE AND LOCAL VULNERABILITY AROUND L...
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Emmanuel Lwankomezi*
Geography Department, St. Augustine University of Tanzania, Box 307 Mwanza, Tanzania
26-37
https://doi.org/10.5281/zenodo.19420755

The Lake Victoria Basin in Tanzania faces rising threats from climate change which endanger both its natural systems and human communities. The review examines current literature on climate change vulnerability through a systematic assessment that focuses on local settings and socio-ecological systems and institutional reaction patterns. The flow Diagram for Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) methodology was used. The study systematically reviewed studies up to July 2024 (N=28) published on the Scopus, Web of Science, Google Scholar and JSTOR. The results show current state of literature on climate vulnerability, how literature frame vulnerability concept, variables involved and future perspectives. The existing research fails to maintain consistent theoretical frameworks while neglecting essential intersectional and place-specific aspects of vulnerability. The review identifies key climate change threats which combine declining water levels with erratic rainfall and increased food insecurity and vector-borne diseases and ecosystem degradation to create intensified human vulnerability. The review advocates for a vulnerability framework which integrates justice principles to understand local experiences while guiding policy development and adaptation planning. The Lake Victoria region needs future research to develop stronger methodologies and include marginalized perspectives for building resilience against growing climate stress.
RELATIONSHIP BETWEEN FINANCIAL LITERACY AND FINANCIAL STABILITY: THE M...
1

Prince Amoako, Baffour Tutu Ky...
Presbyterian University, Ghana, School of Business, Department of Business Administration and Agribusiness. P.O. Box 59, Abetifi-Kwahu, Ghana
17-30
https://doi.org/10.5281/zenodo.19406922

Background: In many developing countries transitioning from agricultural to industrial-based economies, financial literacy has emerged as an important determinant of overall household economic stability. For the teachers in Ghana, however, financial challenges remain, including the low and erratic nature of their salaries, few options to save and poor financial planning. Although there are increasing numbers of two-income households, there is little research into how household income structures mediate the relationship between financial literacy and stability, specifically within the context of educators working in rural areas. Objective: This study examined whether or not dual-income families act as mediators of the relationship between teachers' financial literacy and their financial stability in the Kwahu East District of Ghana. Methods: The research methodology used was a quantitative cross-sectional survey based upon a multi-stage sampling strategy, which selected 394 public basic school teachers. Questionnaires, both structured and standardised, were completed by the participants, and data were then analysed using descriptive statistics, Pearson correlations and mediation analysis using PROCESS macros. Results: Financial literacy had a significant positive effect on teachers' financial stability (β = .355; p < .001), and dual-income families acted as a significant mediator in this relationship (β = .449; p < .001). There was also a significant relationship between teachers' financial literacy and dual-income family status (β = .596; p < .001). Teachers with greater levels of financial literacy tended to engage in better savings practices, better manage debt, and have greater financial confidence. Although financial literacy's influence on dual-income households was statistically significant, its actual size of effect was smaller than it would have been if other socio-economic variables had not intervened, such as the inconsistent payment of teacher salaries and teachers' limited financial access. Conclusion: Financial literacy is a strong determinant of teachers' financial stability, and dualincome family status is an important mediating factor. The findings expand our knowledge of household financial dynamics in Sub-Saharan Africa and provide evidence of the necessity for teachers' financial education programs to be designed and implemented in ways that take into account the diverse needs of teachers from varying household structures.
HYBRID WORK SYSTEM AND ORGANIZATION RESILIENCE OF SELECTED CONSTRUCTIO...
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OGIERIAKHI, Pedro Osayuwamen*,...
Department of Business Administration, DELSU Business School, Asaba
9-16
https://doi.org/10.5281/zenodo.19406484

This study investigates the impact of hybrid work systems on organizational resilience in selected construction firms in Edo and Delta States, Nigeria. The study population comprised employees from Setraco Construction Company (332 respondents), China Civil Engineering Construction Corporation (25 respondents), Solid Construction Limited (7 respondents), and Alika Construction Company (6 respondents), totaling 387 participants. Data were collected using a structured questionnaire and analyzed using descriptive statistics, Pearson correlation, and regression analysis. Findings show that hybrid work systems are positively associated with organizational resilience (r = 0.72, p < 0.05) and significantly influence adaptability (B = 0.68, p < 0.05) and operational continuity (B = 0.65, p < 0.05). Employees reported that hybrid work enhances flexibility (mean = 4.05) and communication (mean = 3.80), while technology provision scored slightly lower (mean = 3.60). The study concludes that hybrid work arrangements strengthen organizational resilience in construction firms and recommends investment in technology, employee training, and formal hybrid work policies.
HYBRID WORK PRACTICES AND CRISIS MANAGEMENT EFFICIENCY IN SELECTED CON...
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OGIERIAKHI, Pedro Osayuwamen*,...
Department of Business Administration, DELSU Business School, Asaba
1-8
https://doi.org/10.5281/zenodo.19405470

This study examined the relationship between hybrid work practices and crisis management efficiency in selected construction firms in Edo and Delta States, Nigeria. Specifically, it investigated the effects of remote work flexibility, digital communication tools, and coordination between on-site and remote teams on the ability of firms to anticipate, respond to, and recover from crises. A descriptive survey research design was adopted, with data collected from 223 employees across four construction firms using structured questionnaires. The data were analyzed using descriptive statistics, Pearson’s correlation, and multiple regression analysis. Findings revealed that all three components of hybrid work practices have a significant positive impact on crisis management efficiency, collectively explaining 68.2% of the variance in crisis response outcomes. The study concludes that hybrid work practices enhance organizational resilience and operational continuity in construction firms and recommends the adoption of clear remote work policies, investment in digital communication tools, structured team coordination, and targeted employee training to maximize crisis management effectiveness.
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